Innovative Solutions

A.J. Bayne's inventions focus on energy savings and finance.

A light bulb is placed on top of a stack of paper currency and paperwork, likely bills or invoices. The scene suggests a focus on electricity costs, with soft lighting creating shadows.
A light bulb is placed on top of a stack of paper currency and paperwork, likely bills or invoices. The scene suggests a focus on electricity costs, with soft lighting creating shadows.
Energy Savings System

This patent pending invention simplifies energy savings without complex sensors, offering a cost-effective alternative to traditional smart energy solutions for businesses and consumers seeking efficiency.

A small solar wall lamp is attached to an off-white surface, set against a blurred backdrop of lush green leaves. The design is simple with a rectangular shape and a central circular sensor.
A small solar wall lamp is attached to an off-white surface, set against a blurred backdrop of lush green leaves. The design is simple with a rectangular shape and a central circular sensor.
A Synthetic Cash Advance
Transactional Credit

A.J. Bayne's patented methods enhance financial transactions, providing innovative solutions for credit arbitrage and cash advances, revolutionizing the way businesses manage their financial operations.

U.S. Patent No.: US 8,135,640 B2
Title: System and Method for Making a Synthetic Cash Advance Using a Purchase‑Payment Exchange

U.S. Patent No.: US 8,768,829 B2

Title: System and method for providing transactional credit