Innovative Solutions
A.J. Bayne's inventions focus on energy savings and finance.
Energy Savings System
This patent pending invention simplifies energy savings without complex sensors, offering a cost-effective alternative to traditional smart energy solutions for businesses and consumers seeking efficiency.
A Synthetic Cash Advance
Transactional Credit
A.J. Bayne's patented methods enhance financial transactions, providing innovative solutions for credit arbitrage and cash advances, revolutionizing the way businesses manage their financial operations.
U.S. Patent No.: US 8,135,640 B2
Title: System and Method for Making a Synthetic Cash Advance Using a Purchase‑Payment Exchange
U.S. Patent No.: US 8,768,829 B2
Title: System and method for providing transactional credit